Ready to save hundreds on your car insurance?
American National Insurance provides a wide range of insurance products and strives to be the top option in insurance while maintaining outstanding financial soundness.
About American National
American National, located in Springfield, Missouri, was formed in 1973. It has an Excellent financial strength rating, which means it has the financial muscle to keep your investments secure. However, their J.D. Power rating, which evaluates consumer satisfaction with claim handling, is Not Rated out of 5. A higher J.D. Power Rating indicates that a carrier will treat you fairly if something goes wrong.
American National is a Texas-based company that has been providing insurance services since 1905. The company offers a range of insurance products, including life insurance, home insurance, and auto insurance. American National Car Insurance is available in all states and Puerto Rico.
American National offers standard car insurance coverage, including liability, collision, and comprehensive coverage. Liability coverage pays for damages and injuries to other people in case of an accident. Collision coverage pays for damages to your car in case of a collision with another vehicle or object. Comprehensive coverage pays for damages to your car in case of theft, vandalism, or natural disasters.
American National also offers additional coverage options, including uninsured/underinsured motorist coverage, medical payments coverage, rental car coverage, and roadside assistance.
American National Auto Insurance Discounts & Features
- Student Discounts
- Vehicle Safety Feature Discounts
- Manage Your Account Online
- Rental Coverage Included
- Special Rates for Mature Drivers
- No Deductible on Windshield Repair
Average Cost of Insurance for American National Car Insurance
The cost of car insurance varies depending on several factors, including the driver’s age, driving history, location, and type of vehicle. American National car insurance pricing is competitive compared to other major insurers. According to a recent study by The Zebra, the average cost of American National car insurance is $1,525 per year, which is slightly lower than the national average of $1,621 per year.
To provide an accurate quote, American National considers various factors, including the driver’s age, gender, marital status, driving record, and credit history. Additionally, the type of vehicle, its age, and its safety features also affect the pricing.
American National offers several discounts to help lower the cost of car insurance. These discounts include safe driver discounts, good student discounts, multi-car discounts, and bundled discounts for customers who also have other types of insurance with American National.
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Coverage Options
American National car insurance provides standard coverage for liability, collision, and comprehensive. However, the company also offers additional coverage options to meet specific customer needs. Below are some of the coverage options available with American National car insurance:
- Uninsured/Underinsured Motorist Coverage: This coverage pays for damages and injuries caused by a driver who doesn’t have enough insurance or no insurance at all.
- Medical Payments Coverage: This coverage pays for medical expenses for the driver and passengers in case of an accident.
- Rental Car Coverage: This coverage pays for the cost of a rental car while your car is being repaired after an accident.
- Roadside Assistance: This coverage provides 24/7 assistance for common car issues, such as flat tires, dead batteries, and lockouts.
American National Customer Service
American National has a strong reputation for excellent customer service. The company has an A+ rating from the Better Business Bureau and a 4.5-star rating on Trustpilot. American National provides various ways for customers to get in touch with the company, including phone, email, and online chat.
American National also offers a mobile app for customers to manage their policies, file claims, and view their coverage. The mobile app has a user-friendly interface and provides quick access to essential information.
Should you buy American National Car Insurance?
Overall, American National car insurance is a reliable option for drivers who want competitive pricing and comprehensive coverage. The company offers standard coverage for liability, collision, and comprehensive, as well as additional coverage options to meet specific customer needs. American National car insurance pricing is competitive compared to other major insurers, and the company provides various discounts to help lower the cost of car insurance.
Sources:
- American National Insurance Company website: https://www.americannational.com/wps/portal/an/menu/insurance/auto
- The Zebra study on car insurance pricing: https://www.thezebra.com/auto-insurance/average-auto-insurance/
- Better Business Bureau rating for American National Insurance Company: https://www.bbb.org/us/tx/galveston/profile/insurance-companies/american-national-insurance-company-1015-4743
- Trustpilot rating for American National Insurance Company: https://www.trustpilot.com/review/americannational.com
