Average Car Insurance Cost for 17-year-olds

Car insurance is expensive.
Whether you’re a new driver or not, buying car insurance can be very difficult and stressful.
The problem is that the average cost of car insurance for 17-year-olds is significantly higher than for any other age group. Buyable, but it can also make sense to pay less and insure your car as a named driver with someone else (like an older family member).

The best car insurance companies for 17-year-olds

If you’re a 17-year-old with a car, you may be looking for the best car insurance for 17-year-olds. Based on our research, these companies might be worth your consideration as you search for the best coverage and discounts:

Allstate

Despite the fact that Allstate’s average premium for 17-year-olds is approaching the national average premium, the firm still has a lot to offer young drivers. The Drivewise program can assist your teen in developing safe driving habits while also providing you with the ability to track their driving patterns, all while saving you money. Students that are particularly bright may potentially be eligible for a discount. The teenSMART safety program, on the other hand, is possibly the most alluring element of all. This training is designed exclusively for teen drivers and focuses on the driving behaviors that are responsible for the vast majority of teen accidents. Participation in the program is not free; however, Allstate clients receive a lower rate as a result of their participation.

• Read our review of Allstate Car Insurance

Nationwide

Aside from its affordable rates, Nationwide is one of the best insurance companies for 17-year-old drivers for its coverage options and available discounts. You can prevent rate increases after your first at-fault accident or small traffic ticket, for example, if you qualify for accident forgiveness. Additional discounts are available to full-time students between the ages of 16 and 24 who maintain at least a B grade point average during the academic year. There is also the option of earning $100 off your insurance premium for each year of safe driving, up to a maximum of $500, which drivers can use to reduce their auto insurance premium.0.

Erie

Erie provides competitive rates for teen drivers along with plenty of coverage options and discounts tailored for this age group. For example, the carrier’s roadside and rentals bundle mighErie offers low rates for young drivers, as well as a wide range of coverage options and incentives that are specifically suited to this age group. For example, if you purchase the carrier’s roadside and rentals package, you can have piece of mind knowing that your 17-year-old driver will be taken care of in the event of a breakdown on the road. Additionally, policyholders can lock in their rates with Erie’s Rate Lock feature, with prices only altering if they make specific changes to their policy, such as changing their address or adding a vehicle. In addition, unmarried drivers under the age of 21 who reside with their parents are eligible for a discount in all states with the exception of North Carolina.

State Farm

For teens whose parents like to keep all their policies in one place, State Farm might be a good option. The company offers a wide range of insurance and financial products, sold and mState Farm may be a wonderful alternative for teenagers whose parents like to keep all of their insurance plans in one location. The organization provides a diverse range of insurance and financial products, which are offered and managed by a nationwide network of independent agents and brokers. Teens who perform well in school, complete a driver education course, and participate in State Farm’s Steer Clear safe driving program may be able to save money with the firm. As for those seeking a corporation with an established track record, go no further. State Farm is the largest personal automobile insurance in the United States.